WAYS TO IMPROVE MORTGAGE LOANS OF COMMERCIAL BANKS IN THE CONSTRUCTION AND RECONSTRUCTION OF HOUSES IN THE COUNTRY

Boriyev  Ibrahim Sobirovich

Authors

Boriyev Ibrahim Sobirovich 1st-year master's student at Asia International University

Keywords:

housing, construction, external financial resources, financing of housing construction, mortgage loan, loan conditions, credit advantage, primary market, secondary market.

Abstract

In this article, housing construction, mortgage loans allocated by the state and commercial banks for its construction, conditions of their issuance, goals, regulatory and legal bases, disadvantages and advantages of mortgage loans, foreign experience in this regard, JSC " Xalq bank" for example, the share of mortgage loans in the share of loans allocated to the population, proposals and recommendations regarding the improvement of the regulatory and legal framework for mortgage loans were given.

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